Hey, I’m Daniel !
I’m Daniel Torres—founder of Pinnacle Path Advisors, Marine Corps vet, and operations leader turned credit advocate.

After years running large teams and multi-million-dollar budgets at companies like Amazon, Coca-Cola (Reyes), and Miter Brands, I saw the same story over and over: great people and great businesses held back by credit—confusing rules, bad advice, and quick-fix promises that don’t hold up.

Pinnacle Path exists to change that.

We bring disciplined, process-driven improvement (the same TPM/Lean mindset I used in manufacturing) to your credit journey. That means clean systems, legal-first disputing, transparent expectations, and measurable wins—not magic tricks.

I’m a husband, a dad in a big blended family, and a first-gen success story who believes financial freedom should be taught, not guessed. Whether you’re rebuilding after a setback or gearing up for funding, I’m here to guide you with straight talk, modern tools, and a plan you can trust.

What you can expect from me: clarity, compliance, and consistent follow-through.

What I’ll ask from you: honesty, documents, and a little patience while the process works.

Together, we’ll turn your credit into an asset—and open doors for the life and business you’re building.

Legal – first disputing & documentation

Clear timelines and expectations

Measurable milestones, not vague promises

Funding ready guidance when your qualifiedFounded in 2024, Pinnacle Path Advisors provides personalized credit education and coaching to help individuals understand, manage, and improve their credit. We focus on transparency, empowerment, and lasting results not quick fixes to help clients build confidence and long-term financial stability.

Our FCRA-compliant, education-first approach ensures you’re equipped with the knowledge and tools to take control. We’re here every step of the way honest, reliable, and results-driven.